It’s the beginning of the year and I hope you made some sort of New Year’s Resolution. For many of us, we looked back at the previous year and are angry with ourselves for not doing something right. I can’t tell you how many times this has something to do with managing ours, or a family member’s, personal finances.
We intended to do one or some of the following:
- Setup a workable filing system for all the paper
- Setup a place to pay bills where everything is handy so that the boring job gets done faster
- Automate using Quicken or some other software
- Use online bill pay more
- Research, with the intent to reduce or eliminate, some expenses (can’t I get a better deal on my phone?)
- Talk to our aging parents about allowing us to help out (because I’m fearful I may have to help them some day, in some way)
- Just plain pay our bills on time
Well now that the New Year is upon us and we feel thoroughly disgusted with ourselves, what should we do? Keep things the same? No way! I say, there is no time like the present, to pick one thing and get started. Take a step forward. (You can do this even if it isn’t the beginning of the year!) Someone once said that “Planning without action is futile, action without planning is fatal.”
So, how do I take action???
- Create your own personal list of what you really want to change.
- Look it over and for now, choose ONE thing to focus on.
- Do the research, make the call for help, or purchase those supplies this week. Take some action on your one thing. Getting started is critical!!
People think that managing and getting their finances in order is really hard. It really isn’t once you have a system and the right tools in place. The hardest part is getting started.
Trust me…I know it takes motivation and courage. I hid my head in the sand for the longest time with my own stuff. You’ve got to be ready to see the numbers and possibly have the uncomfortable conversation with your spouse or family member. I personally know when everything is out in the open, and I have a scheduled approach to ensuring my finances are in flow, I am more at peace. I want that for you too.
If you need a little nudge or have questions about getting started, feel free to make a comment, send an email or call me. We’re here for you. Sign-up for our email list as we’ll be sharing over the next few months how to “take the hard out of” managing your daily finances.
I know you can do it!!
Debbie 😛
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